About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
The Law Commission has published a document addressing frequently asked questions (FAQs) about digital assets in private international law, with a...
The Basel Committee on Banking Supervision (BCBS), the BIS Committee on Payments and Market Infrastructures (CPMI), and the International Organization...
The Financial Markets Standards Board (FMSB) has published its workplan for 2025. This outlines the FMSB's focus areas which include reducing...
The International Capital Market Association (ICMA) has published its first quarterly evaluation of market practice and regulatory policy for 2025....
The International Swaps and Derivatives Association (ISDA) and the Global Foreign Exchange Division (GFXD) of the Global Financial Markets Association...
Latest Banking & Finance Practice Notes
EU CRD IV package—essentialsThis Practice Note introduces key concepts in the EU’s package of prudential measures, the Capital Requirements Directive...
The impact of Brexit on the MiFID II regime [Archived]This Practice Note provides information relating to the impact of Brexit on the recast Markets...
UK EMIR—one minute guideThis Practice Note provides high-level information on Assimilated Regulation (EU) 648/2012 (UK EMIR).What is UK EMIR?In 2009...
News analysis on the Prospectus Regulation [Archived]ARCHIVED: This Practice Note is archived and is no longer maintained.Relevant news analysisThe...
ISDA—latest news on documentationThis Practice Note contains a summary of new and updated documents published by the International Swaps and...
Latest Banking & Finance Precedents
Proforma checklist of documents for execution at signing and completion meetings in loan transactionsAt signingExecution of finance documentsName of...
Debenture: single company chargor—bilateral—specific moniesThis Deed is made on [insert date] 20[insert year]Parties1[Insert name of Chargor], a...
Intra group loan agreement (term loan): single company borrower—single company lender—unsecuredThis Agreement is made on [insert day and month]...
Board minutes for the approval or ratification by a third party security provider of third party security for a loanCompany number: [insert company...
Board minutes for the approval or ratification of a company’s entry into a guarantee and indemnityCOMPANY NUMBER: [insert company number][insert...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Bills of exchange—structure and parties
Bills of exchange—structure and partiesBills of exchange are negotiable instruments that represent an unconditional promise by one party to pay...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
Invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Common financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Do you need a deed of release as well as a DS1 to release a legal charge over land?
Crystallisation of floating charges
Crystallisation of floating chargesThe key feature of a floating charge is that, until it crystallises, the chargor is entitled to deal with the...
Promissory notes—structure and parties
Promissory notes—structure and partiesA promissory note is a type of bill of exchange (for more information, see Practice Note: Bills of...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Bridge to bond facilities
Bridge to bond facilitiesWhat are they?A bridge to bond facility is a type of acquisition financing where the buyer requires the certainty of a fully...
Floating charges—advantages and disadvantages
Floating charges—advantages and disadvantagesSummary of advantages and disadvantages of the floating chargeThis Practice Note discusses the advantages...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Financial derivatives—netting
Financial derivatives—nettingNettingnetting is a contractual arrangement between two parties. Essentially, it means that the parties have agreed that,...
Assignments by way of security
Assignments by way of securityAssignments by way of security can take different forms and it is important to understand how they are created and their...
Guarantor rights and how to defer them in guarantee documentation—no competition clauses
Guarantor rights and how to defer them in guarantee documentation—no competition clausesGuarantees are a contractual arrangement where one party (the...
Sources of Shari'ah
Sources of Shari'ahIntroductionShari'ah (also Sharia, Shariah or Shari’a) (literally, in Arabic, 'the path towards the watering place') or Islamic law...
Associated legal terms
Hard FM Contract
The contract between Project Co and the Hard FM Contractor for the delivery of Hard FM services.
Related rights
In relation to a receivable, any rights of the client as an unpaid vendor or provider of goods or services.
UCITs
UCITS stands for ‘undertakings for collective investment in transferable securities’. The regulatory regime for UCITS is set out in Directive 2009/65/EC (EU UCITS Directive) and Retained Directive 2009/65/EC (UK UCITS Directive). UCITS funds can take a variety of forms and structures including the société d’investissement à capital variable (SICAV) and fond commun de placement (FCP). In the UK, UCITS funds may be organised as an open-ended investment company (OEIC, also known as an ‘investment company with variable capital’ (ICVC)), an authorised unit trust or an authorised contractual scheme (ACS). UCITs can be marketed to retail investors throughout the EEA and UK and are therefore highly regulated products.
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