About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
The International Organization for Securities Commissions (IOSCO) has welcomed the International Ethics Standards Board for Accountants (IESBA)’s...
The International Swaps and Derivatives Association (ISDA) has published an independent review of the Credit Derivatives Determinations Committees...
This week's edition of the Sustainable finance and ESG weekly round-up from the Finance Group includes: (1) EFRAG and ISSB publish guidance on...
This week's edition of Banking and Finance weekly highlights includes: (1) News analysis on the Binyon case where a debenture was declared void...
The Loan Market Association (LMA) has responded to the Transition Finance Market Review (TFMR) call for evidence on how to make the UK a global hub...
Latest Banking & Finance Practice Notes
The Prospectus Regulation—prospectus format and contentsIn this Practice Note, links are given to the relevant provisions of EU and/or UK legislation,...
Regulatory resources for in-house banking and finance lawyersThis Practice Note gives an overview of the key regulations and the legislative framework...
Legislation guide for transactional lawyers—UK Prospectus RegulationThis legislation guide lists UK legislative materials relevant to transactional...
Prospectus Regulation—key provisions divergence tableThis table provides high-level information on divergence between key provisions of Regulation...
LIBOR developments trackerScope of the trackerThis tracker sets out developments related to the transition away from LIBOR to risk-free rates starting...
Latest Banking & Finance Precedents
Short form property management agreementThis agreement is made the [insert date] day of [insert month and year] Between [owners of property] of...
Long form property management agreementdate [date]parties1[name of the Company] [of OR incorporated in England and Wales with Company registration...
Discharge of Standard SecurityWe, [insert name of Lender], a company incorporated in [Scotland OR England and Wales] under the Companies Acts with...
Discharge of floating charge—single Scottish company security provider—full releaseDISCHARGEbyParties1[insert name of Lender], a company incorporated...
Confidentiality agreement—mutualThis Agreement is made on [date]Parties1[insert name of party] [of [insert details ] OR a company incorporated in...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Bills of exchange—structure and parties
Bills of exchange—structure and partiesBills of exchange are negotiable instruments that represent an unconditional promise by one party to pay...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
Invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Common financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Do you need a deed of release as well as a DS1 to release a legal charge over land?
Crystallisation of floating charges
Crystallisation of floating chargesThe key feature of a floating charge is that, until it crystallises, the chargor is entitled to deal with the...
Promissory notes—structure and parties
Promissory notes—structure and partiesA promissory note is a type of bill of exchange (for more information, see Practice Note: Bills of...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Bridge to bond facilities
Bridge to bond facilitiesWhat are they?A bridge to bond facility is a type of acquisition financing where the buyer requires the certainty of a fully...
Floating charges—advantages and disadvantages
Floating charges—advantages and disadvantagesSummary of advantages and disadvantages of the floating chargeThis Practice Note discusses the advantages...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Financial derivatives—netting
Financial derivatives—nettingNettingnetting is a contractual arrangement between two parties. Essentially, it means that the parties have agreed that,...
Assignments by way of security
Assignments by way of securityAssignments by way of security can take different forms and it is important to understand how they are created and their...
Guarantor rights and how to defer them in guarantee documentation—no competition clauses
Guarantor rights and how to defer them in guarantee documentation—no competition clausesGuarantees are a contractual arrangement where one party (the...
Sources of Shari'ah
Sources of Shari'ahIntroductionShari'ah (also Sharia, Shariah or Shari’a) (literally, in Arabic, 'the path towards the watering place') or Islamic law...
Associated legal terms
Banker
The term banker may be defined in terms of the business activities of banks.
Contractor's Proposals
The proposals by Project Co/the Construction Contractor in which they explain how they will provide the facilities and/or services. This document provides a response to the Authority's Requirements and should satisfy any output requirements put forward by the Authority.
Non-recourse loan
A loan where the lender can only look to the covenant of the borrower (rather than another group company such as the parent company) or to the specific assets charged (rather than the assets of the borrower generally) to meet payment obligations under a loan
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